What is Your Goal?

What do you want to achieve in your life? In other words, what is your goal? Oh boy, please don't say "I want to be rich" or "I want to be a lucky people". It's too broad, too wide, and too blur. Out of focus.

A goal has to be clear and focus. If the target is clear, it will be easier to shoot, isn't it? So, just make everything clear. Let's say your goal is to have a brand new car by the end of this year. Is it reasonable? Feasible? This is important because if we put our goal too high and we could not achieve, we will be dissapointed.

Okay, you have calculated your goal with your 'take-home-pay' money, means your net salary. Now all you have to do is divided your main goal into smaller goal, let's say monthly goal or weekly goal, or even daily goal. In this case, you have to decide how much money you have to save so that your main goal can be achieved without setting aside your basic needs.

Once again, test if it is feasible. Go on when you think there will be no problem with your financial plan. Stick to your plan to save, then be rady to welcome your brand new car by the end of this year.

That easy? Yes, theoretically. But, some people have problems with discipline or even with defining their goal. Including me :-)

Got any idea?

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